How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
SR-22 is a certificate of financial responsibility filed by your insurer with the state, not a separate policy. Most states require it for 3 years after a DUI or serious violation.
Non-Owner SR-22
Non-owner policies provide liability coverage when you don't own a vehicle but need to satisfy state SR-22 filing requirements. Premiums typically run $25–$50/month, significantly less than standard policies.
Liability Insurance
State minimum liability coverage pays for injuries and property damage you cause to others. Limits vary by state, with bodily injury minimums ranging from $15,000 to $50,000 per person.
Uninsured Motorist Coverage
UM coverage protects you when hit by a driver with no insurance or insufficient limits. Required in 22 states and highly recommended in others where 13% of drivers remain uninsured.
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk drivers, including those with suspensions, DUIs, or lapsed coverage. Expect premiums 30–80% higher than standard market rates.
